The American healthcare system has a reputation for being ineffective and failing to directly address the needs of the folks. Numerous Americans without health insurance are thought to exist as a result of the ever-rising cost of healthcare. It is said that the United States spends a significant portion of its gross domestic product on health care services, unlike the majority of other countries. Analysts believe that the amount spent on healthcare in the United States should be adequate to meet everyone’s needs. This is not the case, though, as many Americans are still unable to take advantage of the US government’s ostensibly high spending on the supply of healthcare services.
Despite the fact that more than 20% of America’s GDP is utilized to pay for health care expenses, many patients still endure suffering, as mentioned by Laham (13). For instance, a number of people and families went bankrupt in 2012 as a result of spending a lot of money on medical care. Since their health insurance doesn’t cover all of their medical bills, ostensibly, insured people haven’t been spared.
It is clear that the United States requires a national health insurance programme that can successfully address the health concerns of its inhabitants for these and many other reasons.
Essential Conditions for a National Health Insurance Program:
The US government must immediately identify diverse parties with whom it might consult in order to develop a successful national health insurance scheme. Stakeholders might include people, private and public organizations, or leaders in the community. Evidently, the majority of medical professionals believe that failing to include important participants in the process will hinder the successful provision of healthcare to US citizens.
Thus, AMA and other like-minded groups’ activities can be connected to the high cost of healthcare services in the United States. These organizations are accused of being biased, disregarding families and individuals who cannot pay the cost of insurance services, and adding to the pain of many by concentrating solely on the wealthy in society.
Therefore, it is essential that the US government create a group that is well-balanced and capable of representing people at all levels of society. People with strict morals who will treat everyone equally and show no bias to anyone must be part of the organization. Protecting the interests of all patients, regardless of their social standing, is of utmost importance.
The Situation with Insurance in the USA:
Numerous Americans suffer from bad health conditions as a result of the absence of a well-run insurance system. Without affordable insurance coverage, people’s health will continue to deteriorate. In the worst instance, some of the patients pass away in the end. However, for individuals who have access to medical insurance, the situation is different. Given that they have easy access to insurance services, they seek out highly specialized medical care that enables them to quickly recover from their health issues and continue living longer.
Health Care Spending and Service Quality:
As previously noted, just though the United States spends a lot more on health care than other nations worldwide does not necessarily mean that every American has access to high-quality medical treatment. In actuality, many residents encounter significant obstacles while trying to get access to cheap health care services. Additionally, the United States does not always provide its residents with high-quality services despite its significant expenditures on healthcare.