PM Jan Dhan Account: If you have not opened the PM Jan Dhan account, then open it immediately. Under the Pradhan Mantri Jan Dhan Yojana, there has been a rapid increase in the number of bank accounts on zero balance. Account holders get many facilities in the accounts opened under this. Even if you do not have a balance in your account, you can withdraw up to Rs 10,000. Apart from this, the facility of Rupay Debit Card is provided, through which you can withdraw money from the account and can also make purchases.
The scheme started in 2014 for bank accounts
It is worth noting that Prime Minister Narendra Modi announced the launch of the Jan Dhan Yojana in his Independence Day address in 2014. This scheme was started on 28 August this year. Under this scheme, till now the total number of Jan Dhan in the country has crossed 50 crores. The government launched the second version of this scheme in 2018 with more features and benefits.
Reduced number of zero bank accounts
According to the ministry, the number with zero balance has come down continuously since 2015. In March 2015, there was 58% in which there was no balance, but on January 6, it has come down to 7.5%. That is, now people are also depositing money in it.
Many facilities available in a bank account
Under the Jan Dhan Yojana, the account of a child below the age of 10 years can also be opened. On opening an account under this scheme, you get a RuPay ATM card, accident insurance cover of Rs 2 lakh, life cover of Rs 30 thousand, and interest on the deposit amount. You also get the facility of overdraft of 10 thousand on this. This account can be opened in any bank. In this you do not have to maintain a minimum balance Also read- Unemployment allowance should be registered immediately, here is the process; Know how to get benefits.